Doctors and scientists the world over have made astounding medical and scientific discoveries in the last century. Despite our best efforts, however, there are still some medical conditions and diseases that have defeated us. Health nut or couch potato, each and every one of us is vulnerable to illnesses that cannot be cured with a few days in bed and an aspirin. Ensure that you have the financial protection you need against serious illnesses with dread disease cover.
There can be no doubt that medical science has made great advances. For example, in 1895 the German physicist W. C. Roentgen discovered the X-Ray, allowing doctors to see inside the human body without having to perform surgery. In 1921 Frederick Banting discovered insulin, giving millions of diabetes patients the ability to balance their blood sugar levels and lead a relatively normal life. Seven years later in 1928 a bacteriologist Alexander Fleming discovered the antibiotic agent called penicillin. The list does not end there. Consider the discovery of vaccinations, anaesthetics and even vitamins: all of these breakthroughs have given millions of us a chance to lead a healthy life. Despite these advances we do not live in a disease free world and there are many diseases that medical science simply cannot cure. This is why you need the financial protection of dread disease cover.
Dread disease cover, sometimes called chronic illness cover, was invented by South African heart surgeon Professor Chris Barnard. Dread disease cover provides a pay-out if you are ever diagnosed with a critical illness as listed in your policy document. These illnesses include cancer, organ transplants or heart attacks.
Your dread disease cover pay-out can be used to replace your income when you are ill or recuperating and cover any medical bills not paid by your health insurance.
Just as important as dread disease cover is disability insurance. Disability insurance will pay a portion of your income if you are ever permanently disabled and cannot work due to illness or injury.
Speak to a provider or broker about dread disease cover and disability insurance. Be sure to request